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Charge to Mobile can be used to pay for digital content in all app stores, such as Google Play Store, Apple App Store, PlayStation Store and Microsoft Store. If you are a Pay Monthly or Pay As You Go customer, you can use it. And it works across mobile web, desktop web, smart TV and game consoles.

Only those monthly payments that are reported to the three national credit bureaus (Equifax, Experian and TransUnion) can do that. Typically, your car, mortgage and credit card payments count toward your credit score, while bills that charge you for a service or utility typically don't.